SBI Credit card: Eligibility, Documents required and Reasons for rejection

SBI Credit Card

To meet the financial demands of the customers, State Bank of India is giving an Offer for a variety of credit cards. Now for SBI credit card any person can apply at sbicard.com. In this article we are going to provide the complete details about SBI credit card online process like how to apply, eligibility, documents required, application status, reasons for rejection.

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Best SBI Credit Cards in India 2022

SBI Credit CardAnnual FeeBest Suited for
SBI Simplysave Credit CardRs. 499Beginners
SBI Simplyclick Credit CardRs. 499Online Shopping
Paytm First SBI Card SelectRs. 1,499Cash Back
BPCL SBI Card OctaneRs. 1,499Fuel
SBI Card PRIMERs. 2,999Reward Points
Club Vistara SBI Card PRIMERs. 2,999Travel
SBI Card EliteRs. 4,999Life Style

How to apply online for SBI Credit Card

Step 1: Visit Official Website at https://www.sbicard.com/

Step 2: Select the card from option.

Step 3: For Online Application, fill in E-Apply and click on Apply Now.

Step 4: Enter your Personal details.

Step 5: Verify your phone number.

Step 6: Now click on “Submit”.

If your application have been approved, then the SBI Card team will contact you for the verification. After the necessary verification is completed, the card is issued to you.

Eligibility to apply

According to the SBI Credit card there are some basic requirements that the applicants must have to meet.

  • Occupation – Salaried of Self-Employed
  • Retired Pensioner – With age group of 40-70 years
  • Self-Employed – with the age group of 25 years
  • Salaries Individual – 21 years or above

List of Documents Required for SBI Credit Card

To apply for the SBI Credit Card, the following documents are required

  • PAN Card
  • Copy of Aadhaar Card (With first 8 digit masked) or any valid government address proof.
  • Depending upon the credit card eligibility & policy other documents like your income documents, salary slip etc., may be required.

 SBI Credit Card Application Status

To check the status of SBI Credit card Application, follow the steps given below:

  • Online application page (at bottom of page) can be used to check the status of SBI Credit Card application.
  • Enter the application number/ reference number
  • And click on the tab “Track”

Reasons for the Rejection of SBI Credit Card Application

The rejection of SBI Credit Card application may occur for variety of reasons.

  • Low Income
  • Credit Score Issues
  • Eligibility based on Age
  • Non-availability of necessary documents

Frequently Asked Questions (FAQ’s)

Q. What is a Credit Card?

Ans: A Credit card is a card that allows you to make the instant purchases of various goods and services, for which you can pay later. Every credit card account will assigned with a credit limit and you have to utilize the card till the assigned limit. Credit card offers the flexibility to make transactions, independent of the available balance in your bank account.

Q. What are the Benefits of SBI Credit Cad?

Ans: SBI Credit Card Provides a host of benefits. Some of them are reward points, add-on-card, contactless transactions, pay in EMIs, exclusive cashbacks & discounts and cash withdrawal from ATMs.

Q. What are the types of SBI Credit Cards

Ans:

  • Life style cards
  • Travel and Fuel Cards
  • Business cards
  • Reward cards
  • Shopping cards
  • Banking Partnership Cards.

Q. Does SBI Credit Card support International Transactions?

Ans: Yes SBI Credit Card supports the international transactions. It Provides the flexibility of activating and deactivating the international usage as per your convenience. For these transactions you can also set the transaction limits.

For the more details on SBI Credit Cards, you can visit official website at https://www.sbicard.com/

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